Before the stock market crash of 2008, a series of financial events preempted its downfall. Starting in 2006 there was a noticeable drop in the price of homes after an unprecedented boom in the market. The boom was actually a colossal bubble created by the government in the early 2000s when they legislated away financial regulations that kept individuals from borrowing more than they could payback. This made homes more easily affordable to average citizens, but at what cost?             During the early 2000s, financial institutions slid by regulators and issued loans to people with no way of paying them back. The rouse was kept alive by a series of banking trades that allowed people to take out debt which long outweighed typical limitations in borrowing capabilities. Before the crisis, more and more individuals and companies took on debt

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